Me (M26) investing in my Nigerian (F23) gf

Hi, I am a 24 yr old American guy with a decent job and savings. I met a Nigerian woman almost a year ago on Facebook. Initially I thought she was just a scam artist but she was indeed a real person and actually love ans care abt me. We FaceTime and text all the time. She has a cute 2 yr old son and a 12 yr old younger brother she has to take care of.

So 7 months later she's trying to start a business in Nigeria. It involves selling designer purses. China and Vietnam has a lot of warehouses in Nigeria so she has easy access to cheap designer bags straight from the manufacturer and then can flip them to the U.S for profit. She asked me for a loan of $1200 for her to buy the purses and in 3 months she can pay me the money money back with interest.

From talking to her everyday for a almost a year, I'm 92% sure she's not scamming me. She shown me her entire life, i gotten to know her son and brother on a personal level, she showed me her legit business plan and a video tour of the warehouse where the bags are at.

The problem is I don't really have the money as my job hasn't been paying me due to Covid19. I have $1 in my account and she wants me to loan her it a credit card. Again she promises to pay me back the the principal, bank interest, and a 20% return because genuinely believe that he business will take off. Its not that I have faith in her, its just that its a shit ton of money to be giving away while im flat broke especially to a woman im not particularly in love yet ( she's HEAVILY in love woth me though). What should I do?



Submitted August 12, 2020 at 12:06AM

Hi, I am a 24 yr old American guy with a decent job and savings. I met a Nigerian woman almost a year ago on Facebook. Initially I thought she was just a scam artist but she was indeed a real person and actually love ans care abt me. We FaceTime and text all the time. She has a cute 2 yr old son and a 12 yr old younger brother she has to take care of.So 7 months later she's trying to start a business in Nigeria. It involves selling designer purses. China and Vietnam has a lot of warehouses in Nigeria so she has easy access to cheap designer bags straight from the manufacturer and then can flip them to the U.S for profit. She asked me for a loan of $1200 for her to buy the purses and in 3 months she can pay me the money money back with interest.From talking to her everyday for a almost a year, I'm 92% sure she's not scamming me. She shown me her entire life, i gotten to know her son and brother on a personal level, she showed me her legit business plan and a video tour of the warehouse where the bags are at.The problem is I don't really have the money as my job hasn't been paying me due to Covid19. I have $1 in my account and she wants me to loan her it a credit card. Again she promises to pay me back the the principal, bank interest, and a 20% return because genuinely believe that he business will take off. Its not that I have faith in her, its just that its a shit ton of money to be giving away while im flat broke especially to a woman im not particularly in love yet ( she's HEAVILY in love woth me though). What should I do?
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